Right now, everyone in Utah and Idaho is on high alert for the possibility of flooding. Several cities have free sandbags and sand that you can place around your home and yard. If your city has exhausted its sandbag resources you may be able to get some at stores like Home Depot or Lowes.
With the rising temperatures, increased rain, and melting snow, we have had several clients file claims for water damage to their homes. Melting ice dams on roof edges, and the weight of the winter snow have collapsed buildings, yard sheds, awnings and patio covers just to name a few. These kinds of damages are all typically covered on your homeowner’s policy. Other clients have inquired to see if there is coverage for flooded basements from outside water.
Unfortunately, a standard policy does not cover any outside water after it hits the ground or rising water table. Water is typically covered if it comes from a broken pipe inside the home, or an overflowing tub, toilet, etc. If you do get water in your home please call your insurance company and to find out if the damage is covered.
Take a quick look around the outside of your home and see if there is any way to reduce the chance of water getting in. Take special care to move snow away from your home. If you have a sump pump, keep an eye on it and consider some type of alternative power source in case the power goes out to keep water from building up. If you don’t frequent your basement in the next few weeks, take note to be observant so you can stop the water from spreading if something should happen.
If you do end up with water in your home do the following:
- Find the source and try to stop the flow.
- Remove any items from the floor that might get damaged such as computers, wooden furniture, boxes, etc.
- Take special care if you have electrical power strips on the floor that could create an electrocution hazard if it comes in contact with water.
- Try to stop the flow going into other rooms to minimize the damage.
- Contact a flood restoration company as quickly as possible, such as Alpine Cleaning & Restoration 1-855-4Alpine.
- If carpet is damaged tear out any wet pad and replace it with new padding as soon as possible. Don’t attempt to dry it out; it is like a sponge and the absorbed moisture will lead to mold issues in the future.
Be aware of any sheetrock that gets soaked by flooding. If there is moisture in the sheetrock, it will take a lot of work to clean up and prevent mold outbreaks that may occur.
Alpine Cleaning & Restoration
Business Development Executive